The Money Charity

As education's go, I'll admit to having a pretty good one. I went to a private secondary school, then a Russell Group university, and I have a father in finance who can explain the stock market inside out. And yet, even with all those advantages, I finished university without really understanding how pensions work, how to get a mortgage, or even the basics of the tax system. In the UK, financial education is generally weak - and, when it exists, it’s often a privilege reserved for the middle classes.

This is where The Money Charity comes in:

The Money Charity is a UK-based organisation focused on improving people’s financial capability, giving them the knowledge, skills, and confidence to manage their money well. They do this through educational workshops, resources, and policy advocacy.

One of their main programmes is delivering interactive sessions in schools and colleges, aimed at young people aged 11 to 19. These workshops cover practical topics like budgeting, credit, debt, savings, pensions, and understanding financial products. Rather than offering one-size-fits-all advice, they tailor their sessions to the age group and needs of the participants, encouraging discussion and hands-on activities to build real understanding.

What makes The Money Charity particularly noteworthy is their commitment to evidence-based impact (which we at Tithe value a lot). They commissioned an independent randomised controlled trial (RCT) of their school workshops, which found that even a single one-hour session significantly improved students’ financial confidence, knowledge, and attitudes - effects that persisted after the workshops. Beyond schools, the charity also runs workshops for adults, offers free downloadable resources, and engages in policy work to push for stronger financial education nationwide.

Their approach bridges both practical, on-the-ground teaching and systemic change, aiming to make financial literacy a core life skill accessible to everyone, not just those from financially privileged backgrounds. It doesn't feel an obvious place to give money, but I think financial literacy is a deeply important part of society and helps keep people's lives on track, and I'd like us to be contributing to that.